"Benefits of a local insurance agent vs online direct" "insurance"

Since the year 2000 started direct insurance like GEICO and progressive, as are top players in the insurance industry. The insurance industry calls "direkten" because they sell directly to you on the Internet without agents who can advise these companies which cover may be right for you, and they offer only a product of the company. I read an article about the amount of these companies spend money on advertising, "said the October 2010 consumer reports, these quirky characters in car insurance TV show could you more laughs than actual savings." "According to a survey 2009 only 14 percent of consumers, the premiums compared, found that she had saved money to my switch to the direct air carrier".
Here, three main points, is why a local insurance agent is a must for the purchase of insurance is.
(1) The first point and probably most importantly, if you buy from a local agent, they are face to face to help you in selecting the right cover. A local agent can collect some information about your assets and chose the correct liability to protect cover you, your family and your assets. You can help the deductible on your vehicles according to your budget and needs focus also give you the right comprehensive and collision. Stay local and the only way to go is an agent, who cares if you are properly insured and always the best value possible.
2. Claims! No one everyone thinks, that they want, have a claim. But you have to have ever you would like to purchase from Kagi, a local agent. A process, the claims can be a long ordeal when dealing with insurance. If it ever a problem, will you want to a local agent, that it to help. Otherwise, if you purchased insurance directly online and not have an agent, it is the insurance company you vs.. No one is on your side to defend your rights.
3. Saves money! In the long run, will you go to save money with a good local independent agent. Is a general misconception about insurance, that is with local agents more, costs you wrong. Some companies want to, since go, then they not numbers of agents commissions of the bag. For example, progressive rates are identical, if you go through an agent or directly online with the exception of one case. They started an incentive for consumers, direct, where they offer a discount of $50 on your first 6 months of premium buy. Then your rate jumps back to level with what an agent can offer you. Is $50 for 6 months, no representatives of worth, you make sure that you have the right coverage? I do not believe, but this is for you to decide.
As you can see, it is very important a local insurance agent. Insurance companies are relieved every day, to insurance online and as insurance gets more complex purchase to a local caring agent to protect you, want to.

Posted in: Advantages,Agent,Direct,Insurance,Local,Online